Current A/C Scheme
Under Prerana Co-op. Bank’s Current Account Scheme , we ensure that our customers can conduct their business transactions smoothly by depositing or withdrawal of any amount.
Current account can be opened by individual / HUF, a proprietory concern, a partnership firm, a company, a trust, a local body by signing account opening form(s) and with proper introduction and accompanied by prescribed documents.
Initial Deposit for opening Current Account & minimum balance to be maintained in the account is Rs 1000/-
Facilities offered :–
RTGS/NEFT facility.
Any Branch Banking facility.
Free ATM Card for Individual/Proprietory concern.
SMS Alert for Debit / Credit Transactions above Rs. 1000/-.
Personalized Cheque book facility.
Savings Deposit Scheme : Normal Savings Bank A/c
This scheme has been designed to help the individuals to inculcate the habit of saving money to meet their future needs. Amount can be withdrawn by way of withdrawal slips /cheque/ATM.
Initial Deposit for opening Savings Bank Account & minimum balance to be maintained in the account.
- With Cheque Book Facility and ATM Facility – Rs 2,000/-
- Without Cheque Book Facility – Rs 500/-
Facilities offered :–
- Any Branch Banking facility.
- NEFT/RTGS facility.
- Free ATM Card.
- Personalized Cheque book
- SMS Alert facility for Debit/Credit transactions above Rs. 1000/-
INTEREST :-
Interest is given @ 4% p.a. on the basis of Daily Product and is credited to the account in March and September.